Debt Management is an informal process of negotiating with your creditors to freeze or reduce the level of interest on your debts and/or to agree an extension of repayment time. Debt Management allows you to make one affordable monthly payment back to your creditors. Not only can Debt Management reduce your repayments, but is also takes the stress of dealing with your creditors away and can stop them from taking legal action against you.

A Debt Management Plan is a simple, systematic way of dealing with your debts.
Negotiations take place with your creditors on your behalf to agree a lower monthly repayment.

A debt management plan is an informal arrangement and does not afford the protection, as would an IVA

Benefits of Debt Management

Ways to become Debt Free
IVA
Debt Consolidation
Bankruptcy
Remortgage