An Individual Voluntary Arrangement or IVA is a solution to your personal debt problems.
Each month, you make a single payment to the Supervisor of your IVA, who collects the money to pay to your creditors.
The most common form of Individual Voluntary Arrangement or IVA has 60 monthly payments, at the end of which, all your debts are wiped out for good. Some IVA’s are shorter than this and others provide for some monthly payments and a lump sum at a later stage. Our advisers will help you construct the best IVA to suit your circumstances and satisfy your creditors.
Individual Voluntary Arrangements are legal agreements between you and your creditors that let you solve your personal debt problems. Don’t be frightened that IVA’s are legal agreements. The court protection you get inside an IVA helps give you peace of mind and makes sure that all your creditors act fairly.
Alternatives to an IVA are Bankruptcy, Debt Consolidation and Debt Management. You can click on the subject to find out more information about each of these.
IVA Explained

Ways to become Debt Free
Debt Management
Debt Consolidation
Bankruptcy
Remortgage